London
London Mortgages for Non-Resident Buyers (2026)
Specialist UK lenders, LTV limits, rate ranges, and what documentation foreign buyers need to secure a London mortgage.
February 1, 2026 · 8 min read
UK lending to non-residents is a specialist market. The big high-street banks rarely lead — private banks and bespoke lenders dominate.
Best route for HNW buyers
Private banks (Coutts, JP Morgan, UBS, Julius Baer) typically offer the most competitive terms in exchange for AUM relationship — often 60–70% LTV at attractive margins.
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Begin a ConversationFrequently Asked Questions
Can foreigners get a UK mortgage?
Yes — through specialist lenders and private banks. High-street banks rarely lend to non-residents without a UK income footprint.