UAE
Abu Dhabi Mortgages for Non-Residents
What banks lend, at what LTV, and what rates — a 2026 financing guide for foreign buyers in Abu Dhabi.
January 25, 2026 · 6 min read
Mortgage availability in Abu Dhabi mirrors Dubai for non-residents, with the same federal regulator and similar LTV caps.
Which banks lead non-resident lending
FAB, ADCB, ENBD, and Mashreq are the most active; HSBC and StanChart serve specific source-country profiles well.
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Begin a ConversationFrequently Asked Questions
Can I refinance an Abu Dhabi mortgage?
Yes — refinancing is straightforward once you have 12+ months of payment history; rates are competitive between major banks.